I worked with Freddy at US Trust some years back and I can truly say he was one of the best people to be around. He was a real hard worker yet always was able to kid around and make things enjoyable for everyone. Everyone at UST knew Freddy and he was like the mayor, always getting involved and helping people out. For a long time Freddy and I started our day having coffee together and those are the times I miss. He always talked about how proud he was of his daughter and how happy he was that he had a great relationship with her. I just found out about his passing and am very sad and shocked. My heart goes out to his family and I just want to say what a great guy he was to be around. He will be truly missed for a lomg time. Please accept my condolences,